In 2023, these top 10 loan apps offer convenient and reliable borrowing options: SoFi: Known for competitive interest rates and various loan products LendingClub: Connects borrowers with investors for personal loans Upstart: Uses AI to assess creditworthiness, offering personalized loans Prosper: Peer-to-peer lending platform with flexible loan terms. Avant: Specializes in personal loans for borrowers with fair credit. Earnin: Allows users to access earned wages before payday without fees. MoneyLion: Offers personal loans, credit monitoring, and financial advice. Marcus by Goldman Sachs: Provides personal loans with no fees and flexible terms. Rocket Loans: Offers quick and easy personal loans with competitive rates. Tally: Manages credit card debt and offers personalized lines of credit.