Cash App utilizes Lincoln Savings Bank, a member of the Federal Deposit Insurance Corporation (FDIC), to hold customers' funds. Lincoln Savings Bank acts as the banking partner for Cash App, handling aspects such as deposits, withdrawals, and other banking operations. Cash App users can link their accounts to their debit cards or bank accounts to facilitate transactions seamlessly within the app. The partnership with Lincoln Savings Bank ensures that Cash App adheres to regulatory standards and provides users with a secure platform for managing their finances and conducting transactions.